Personal Loan for Salary Below 20000

Quick & Easy Personal Loan Salary (In-Hand) above Rs. 15000 * 

(Note: Currently this service is avaibale for across India i.e Only Major Cities)

 

Interest Rate  16 to 30% (per annum)
Loan Amount Rs. 50,000 and above
Loan Tenure 12 to 36 Months
Loan From Banks / NBFCs
Processing Fee As per Bank / NBFC
Min Take Home Salary Rs. 15,000 and above 
Salary Paid Bank Transfer

 

List of Documents Required for Personal Loan:

  • Last 3 Months Payslips
  • Last 3 Months Bank Statment
  • Employment ID Card
  • Current Address Proof
  • Permanent Address Proof
  • PAN Card
  • Aadhaar Number
  • Company Official Email ID
  • Company Landline Number

Valid Currest Address Proof Documents :

1st Preference address proof documetns : Gas Bill, Mobill Bill, Telephone Bill, Internet Bill, Credit Card Bill

2nd Preference Adress Proof dodcuments Like : Company HR Letter, Valid Rental Agreement with Latest Electricity Bill, Incase of Own House, Latest Electricity Bill / Water Bill / Latest Tax Paid Receipt

 

Eligibility Rules:

  • Last 3 Months Minimum Take Home / In-Hand Salary must be Rs. 15,000 or above
  • Minimum 6 Months of work experience (higher the chances for approval)
  • Last 3 Months Payslips in current working company with salary above Rs. 15,000 (Monthly)
  • Salary must be paid to bank account (No Cash Salary)
  • Applicant Working Company should be Private Limited, Limited, LLP, Partnership, Proprietorship
  • No Cheque Bounces (including ECS) in last 6 Months for existing loans Existing Loans / Closed Loans
  • Minimum Bank CIBIL Score : 650 (*) and above, Higher the CIBIL Score, Higher Chances for Loan Approval
  • No CIBIL Score also good to apply (i.e. No Loans / No Credit Card Cases)
  • Apply if CIBIL Score is : -1 (i.e -1 means NO Loan History) / 0 (Zero) / NA* 
  • Loan Enquiries in last 3 months must be less than 10. Beyond 10 enquires, loan rejections will be high.
  • Note: PF Deduction must be there as part of salary (Loan Approval Chances will be high)
  • Applicant Age : 21 Years or above
  • Official Email ID is mandatory (i.e Office Email Address)
  • Office Landline (i.e Reception Landline is also OK)

 

*A score of 0 (NA) on a CIBIL credit report means Credit History Not Available (NA)

 

Note: Personal Loan is possible for unlisted companies also. Personal Loan is possible for Partnership, Proprietorship Company Employeers also (PF deduction is Mandatory).
 

Important Note:

  • Consultant Fee / Charges : 3 To 4 % of Total Loan Amount. (Consultant Fee Payments to Bank Account ONLY).

  • 100% Refund GUARANTEED in case of loan is not possible. Refund amount also will be paid  back to Applicant Bank Account ONLY.
  • IF LOAN IS POSSIBLE THROUGH OUR DSA CODE THEN NO CONSULTANT FEE WILL BE CHARGED AS WE GET PAYMENTS FROM RESPECTIVE LOAN BANK / NBFC.

 

If you are eligible as per the above eligibility rules and interested to pay consultant fee then, Please Get in Touch with Us @ +91 85535 12415 ( Call Timings : 9.30am to 8pm ONLY on all days) or You can submit the loan request and also share all the documents as per the eligibility rules. 

 

Email Us info@abhiloans.com

 

Instant Personal Loan for Salary Less Than Rs 20000






Apply For Personal Loan