Home Loan without Income Proof

Abhi Loans (Loan Agency) is committed to get the best home / housing loans deals customer does not have income proof in Bangalore (soon we will offer this service in other metro cities like Hydeerabad, Chennai).

Get Home Loan without Income Proof (ITRs) for A-KhataB-KhataE-KhataManual KhataPanchayat KhataGramathana SitesCMC KhataBIAAPA KhataRevenue Property SiteBDA Approved SitesKIADB Approved SitesHakku Patra SiteB Khata Sites with / without DC Conversion, Gramathana Sites with / without DC Conversion, Revenue Sites witth / without DC Conversion.
Apply for Home Loan and we will let you know your Curernt CIBIL Score Absolutely FREE. We also give Tips / Suggestions to improve your CIBIL Score if at all you have Low CIBIL Score. 


Home Loan Interest Rates without income proof cases starts from 11.75%  upto 14%

( Note: Home Loan Interest rate will depends on applicants actual income source document evidence like cash salary, property rental, professional income, business owners income without ITRs etc., )


Home Loans for Salaried / Self Employed Without Income Proof (*):

  • Buyer Sale Agreement
  • Copy of Sale Deed, Title Deed
  • Latest EC (Encumbrance Certificate)
  • Trasaction Sale Deeds (if any)
  • Khata & Latest Tax Paid Receipt 
  • Layout Plan Approval Copy
  • License (like BBMP), Construction Plan,
  • Cost Estimate (for Home Construction only)

KYC Documents of Required :

  • PAN Card
  • Aadhaar Card
  • Current Address Proof
  • 2 Passport Size Photographs
  • 6 Months Bank Statement
  • 3 Months Payslips for Salaried
  • Income Tax Returns ( 1 to 3 Years, if available)
  • Latest Forms 16 for Salaried Employees Only
  • Co-Applicant Details like PAN, Aadhaar, Address Proof etc,,

Get Home Loan without Income Proof (ITRs) : 

  1. ​Cash Salary ( Listed / Unlisted Company )
  2. Based on Bank Transactions for Self Employed / Business Owners
  3. Business Income (With or Without Business License)
  4. Lease Rental Income (Rent by Cash, Cheque, Fund Transfer)
  5. For Professionals Like Contractors & Sub-Contractors like Civil, Electrical, Plumbing, Interior Desingners, Carpenter's  etc.,
  6. Get Home Loan with / without Khata / Any Khata Type (listed above) is possible for the below purposes:
  • Purchase of New Homes like Flat, Row House, Bungalow
  • Purchase of Resale Homes
  • Home Construction Purpose
  • Balance Transfer of Existing Loan
  • Home Improvement Purpose
  • Home Extension Purpose
  • Plot / Land Purchase for Home Contruction 

Who can apply:

  • Salaried Individuals
  • Self Employed Individual like Traders, Manufacturers, Distributors, Service Providers etc.
  • Professionals like Doctros, Charteered Accounts, Management Consultants, Architects, Interior Desingners, Carpenters, Contractors & Sub-Contractors like Civil, Electrical, Plumbing etc
  • Companies Like Private Limited Company, Partnership Firm, LLP Company, Limited Company


Apply for Mortgage Loan Against Property and we will let you know your Curernt CIBIL Score Absolutely FREE. We also give Tips / Suggestions to improve your CIBIL Score if at all you have Low CIBIL Score. 


Please Get in Touch with Us @ +91 85535 12415

Email Us  info@abhiloans.com

(*) Conditions Apply:
Customer should have atleast one income proof evidance to get home loan sanctioned like Cash Salary Income Proof, Bank Statement with income proof, Running Business Proof with Bills, Rental Income against Property etc.,