Mortgage Loans Against Property

Mortgage Loan on B Khata Property (Residential / Commercial Properties) / Loan Against B Khata Property A loan given against mortgage of property like freehold residential properties (like flat, house, row houses, Bungalow & Industrial Properties / commercial properties is called Loan Against Property (LAP).  The loan is given as a certain percentage (%) of the property's market value, usually around 40% to 75% of the property value for the purpsoses like : 

  • Business Purpose
  • Marriage, Education, Medical Expenses & other personal needs
  • For transferring outstanding loan availed from another Bank / Financial Institution


Mortgage Loan I nterest Rate: Starts from : 9.75% onwards *


Mortgage Loan for any Khata like  A Khata / B Khata / E Khata Manual Khata / Panchayat Khata / Gramathana Sites CMC Khata / BIAAPA Khata  / Revenue Property Site / BDA Approved Sites / DTCP Approved Sites | LDA Approved Sites | KIADB Approved Sites | Hakku Patra Site B Khata Sites with DC Conversion / B Khata Sites with / without DC Converstion, Gramathana Sites with / without  DC Converstion, Revenue Sites with / without  DC Converstion


Apply for Mortgage Loan and we will let you know your Curernt CIBIL Score Absolutely FREE. We also give Tips / Suggestions to improve your CIBIL Score if at all you have Low CIBIL Score. 

List or Property Documents Required:

  • Copy of Sale Deed, Title Deed
  • Latest EC (Encumbrance Certificate)
  • Trasaction Sale Deeds (if any)
  • Latest Tax Paid Receipt
  • Khata Certificate (if available)
  • Building, Site Approval Documents etc.,
  • Copy of Rental Agreement with Latest Electricity Bill

KYC Documents of Required :

  • PAN Card
  • Aadhaar Card
  • Current Address Proof
  • 2 Passport Size Photographs
  • 6 Months Bank Statement
  • 3 Months Payslips
  • Income Tax Returns ( 1 to 3 Years)
  • Latest Forms 16 for Salaried Employees Only
  • Co-Applicant Details like PAN, Aadhaar, Address Proof etc,,

Get Mortgage Loan without Income Proof (ITRs) : 

  1. ​Cash Salary ( Listed / Unlisted Company )
  2. Based on Bank Transactions for Self Employed / Business Owners
  3. Business Income (With or Without Business License)
  4. Lease Rental Income (Rent by Cash, Cheque, Fund Transfer)
  5. For Professionals Like Contractors & Sub-Contractors like Civil, Electrical, Plumbing, Interior Desingners, Carpenter's  etc.,

Who can apply:

  • Salaried Individuals
  • Self Employed Individual like Traders, Manufacturers, Distributors, Service Providers etc.
  • Professionals like Doctros, Charteered Accounts, Management Consultants, Architects, Interior Desingners, Carpenters, Contractors & Sub-Contractors like Civil, Electrical, Plumbing etc
  • Companies Like Private Limited Company, Partnership Firm, LLP Company, Limited Company


* Mortgage Loan Rate of Interest will depents on Property Khata Type, Valid Income Proof like Salaried / Business Income (ITRs). Mortgage Loan interest Starts from 9.75% upto 17% (P.A).


Please Get in Touch with Us @ +91 85535 12415

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Apply for Mortgage Loan Against Property and we will let you know your Curernt CIBIL Score Absolutely FREE. We also give Tips / Suggestions to improve your CIBIL Score if at all you have Low CIBIL Score.