Mortgage Loans Against Property

Mortgage Loan on B Khata Property (Residential / Commercial Properties) / Loan Against B Khata Property A loan given against mortgage of property like freehold residential properties (like flat, house, row houses, Bungalow & Industrial Properties / commercial properties is called Loan Against Property (LAP).  The loan is given as a certain percentage (%) of the property's market value, usually around 40% to 75% of the property value for the purpsoses like : 

  • Business Purpose
  • Marriage, Education, Medical Expenses & other personal needs
  • For transferring outstanding loan availed from another Bank / Financial Institution

Mortgage Loan Interest Rate: Starts from : 9.65% onwards *

Mortgage Loan for any Khata like  A Khata (Issued by BBMP) / B Khata / E Khata (issued by BMRDA) / Panchayat Khata / CMC Khata / BIAAPA Khata  / Revenue Site / BDA Approved Sites / DTCP Approved Sites | LDA Approved Sites | BMRDA Approved Sites | KIADB Approved Sites | DC Conversion Land (Plot) / Non-DC Conversion Land (Plot) in Bangalore.

List of Documents :

  • Sale Deed
  • Latest EC 
  • Trasaction Sale Deeds
  • Title Deed
  • Khata & Tax Paid Receipt 

KYC Documents of Required

  • PAN Card
  • Aadhaar Card
  • One Year Bank Statment
  • Last 2 to 3 Years Income Tax Returns (ITRs) - Salaried / Self Employed
  • Get Mortgage Loan without Income Proof (ITRs)
    • ​Cash Salary (Listed / Unlisted Company)
    • Business Income (With or without license)
    • Rental Income (Cash, Cheque, Fund Transfer)
    • Based on Bank Transactions
    • Contractors & Sub-Contractors like Civil, Electrical, Plumbing, Interior Desingn etc.,
  • Get Home Loan without Khata / Any Khata Type
  • Business Proof (for Own Business Owners Only)
  • Current Address Proof


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