Personal Loan for Low Cibil Score

Personal Loan for Salaried with Low CIBIL / Bad Credit (*) :

Interest Rate   :  12.99% Onwards
Loan Amount  :  Rs. 1 Lakh to 5 Lakhs
Loan Tunure    :  12 Months to 60 Months
Loan From       :  Banks / NBFCs
Min Net Salary :    Rs. 40, 000 and above (*)

 

Documents Required for Personal Loan:

  • Last 3 Months Payslips
  • Last 6 Months Bank Statment
  • Employment ID Card Proof
  • Current Address Proof
  • PAN, Aadhaar Card,
  • Passport Photo
  • Existing Loan Details to know your loan eligibility
  • Existing Credit Card Oustaind Details

 

Eligibility Rules:

  • Mimimum Take Home Salary Rs. 40,000
  • Minimum 2 of work experience, Minimum 6 Months Experience in Current Company
  • Salary must be paid to bank account (No Cash Salary)
  • Partnership / LLP / Private Limited / Limited Company Employees can apply
  • No Chquest Bounces in last 3 Months to 6 Months 
  • (*) Minimum Required CIBIL Score (i.e TransUnion CIBIL Score ) : 600

  • Loan Enquiries in last 3 months must be less than 15. Beyond 15 enquires, chances of rejections will be high
  • Loan is not possible for Written-off cases, ECS Cheque bounces in last 6 months
  • Loan is possible to clear credit outstanding dues.

 

General Loan Processing Time :  4 Days to 10 Working Days (Subject to Bank / NBFC Processing Time

 

Please Get in Touch with Us @ +91 85535 12415

Email Us info@abhiloans.com






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