Home Loans - Fill Lease Rental Discounting Mortgage Loans Form
Home Loans - Lease Rental Discounting Mortgage Loans Details

Lease Rental Discounting (LRD) Mortgage Loans : A loan given against the Mortgage Property (Residential / Commercial ) like freehold residential properties (like flat, house, row houses, Bungalow & Industrial Properties / commercial properties rental income. The loan is given as a certain percentage of the property's market value, usually around 40 percent to 75 percent against property rental income for the purposes : 

  • Business Purpose
  • Marriage, Education, Medical Expenses & other personal needs
  • For transferring outstanding loan availed from another Bank / Financial Institution

Mortgage Loan Interest Rate: Starts from : 9.50% Onwards *

Lease Rental Discounting (LRD) Mortgage Loan for any Khata like A Khata / B Khata without DC Conversion / B Khata with DC Conversion / E Khata / CMC Khata / BIAPPA Khata / Panchayat Khata etc.,

Apply for Lease Rental Discount (LRD) Loan and we will let you know your Curernt CIBIL Score Absolutely FREE. We also give Tips / Suggestions to improve your CIBIL Score if at all you have Low CIBIL Score. 
 

List of Documents for LRD Mortgage Loan :

  • Copy of Sale Deed, Title Deed
  • Latest EC (Encumbrance Certificate)
  • Trasaction Sale Deeds (if any)
  • Latest Tax Paid Receipt
  • Khata Certificate (if available)
  • Building, Site Approval Documents etc.,
  • Copy of Rental Agreement with Latest Electricity Bill

KYC Documents of Required :

  • PAN Card
  • Aadhaar Card
  • Current Address Proof
  • 2 Passport Size Photographs
  • 6 Months Bank Statement
  • 3 Months Payslips
  • Income Tax Returns ( 1 to 3 Years)
  • Latest Forms 16 for Salaried Employees Only
  • Co-Applicant Details like PAN, Aadhaar, Address Proof etc,,

Get Home Loan without Income Proof (ITRs) : 

  1. ​Cash Salary ( Listed / Unlisted Company )
  2. Based on Bank Transactions for Self Employed / Business Owners
  3. Business Income (With or Without Business License)
  4. Lease Rental Income (Rent by Cash, Cheque, Fund Transfer)
  5. For Professionals Like Contractors & Sub-Contractors like Civil, Electrical, Plumbing, Interior Desingners, Carpenter's  etc.,
  6. Get Home Loan with / without Khata / Any Khata Type (listed above) is possible for the below purposes:
  • Purchase of New Homes like Flat, Row House, Bungalow
  • Purchase of Resale Homes
  • Home Construction Purpose
  • Balance Transfer of Existing Loan
  • Home Improvement Purpose
  • Home Extension Purpose
  • Plot / Land Purchase for Home Contruction 

Who can apply:

  • Salaried Individuals
  • Self Employed Individual like Traders, Manufacturers, Distributors, Service Providers etc.
  • Professionals like Doctros, Charteered Accounts, Management Consultants, Architects, Interior Desingners, Carpenters, Contractors & Sub-Contractors like Civil, Electrical, Plumbing etc
  • Companies Like Private Limited Company, Partnership Firm, LLP Company, Limited Company

 

Please Get in Touch with Us @ +91 85535 12415

Email Us  info@abhiloans.com

 
Apply for Lease Rental Discount (LRD) Loan and we will let you know your Curernt CIBIL Score Absolutely FREE. We also give Tips / Suggestions to improve your CIBIL Score if at all you have Low CIBIL Score.