Personal Loan for Salary Below 20000

Quick & Easy Personal Loan Salary (In-Hand) above Rs. 13500 * 

(Note: Currently this service is avaibale for across India i.e Major Cities)


Interest Rate  16 to 24% (per annum)
Loan Amount Rs. 25,000 and above
Loan Tenure 3 to 36 Months
Loan From Banks / NBFCs
Processing Fee As per Bank / NBFC
Min Take Home Salary Rs. 13,500 and above 
Salary Paid Bank Transfer


List of Documents Required for Personal Loan:

  • Last 3 Months Payslips
  • Last 3 Months Bank Statment
  • Employment ID Card
  • Current Address Proof
  • Permanent Address Proof
  • PAN Card
  • Aadhaar Number
  • Company Official Email ID
  • Company Landline Number

Valid Currest Address Proof Documents :

1st Preference address proof documetns : Credit Card Bill, Mobill Bill, Gas Bill, Telephone Bill, Internet Bill.

2nd Preference Adress Proof dodcuments Like : Company HR Letter, Valid Rental Agreement with Electricity Bill, Incase of Own House, Latest Electricity Bill / Water Bill / Latest Tax Paid Receipt


Eligibility Rules:

  • Last 3 Months Minimum Take Home / In-Hand Salary must be Rs. 13,500 or above
  • Minimum 3 Months of work experience (3 Months Payslips) in current working company
  • Salary must be paid to bank account (No Cash Salary)
  • Applicant Working Company should be Private Limited, Limited, LLP, Partnership, Proprietorship
  • No Chquest (including ECS) Bounces in last 3 Months / 6 Months related to Loans
  • Minimum Bank CIBIL Score : 650 (*) and above, Higher the CIBIL Score, Higher Chances for Loan Approval
  • No CIBIL Score also good to apply (i.e. No Loans / No Credit Card Cases)
  • Apply if CIBIL Score is : -1 (i.e -1 means NO Loan History) / 0 (Zero) / NH / NA
  • Loan Enquiries in last 3 months must be less than 15. Beyond 15 enquires, loan rejections will be high.
  • Note: PF Deduction must be there as part of salary (Loan Approval Chances will be high)
  • Applicant Age : 21 Years or above
  • Official Email ID is mandatory (i.e Office Email Address)


Note: Personal Loan is possible for unlisted companies also. Personal Loan is possible for Partnership, Proprietorship Company Employeers also.


Please Get in Touch with Us @ +91 85535 12415 ( Call Timings : 9.30am to 8pm on all days)

Email Us


Instant Personal Loan for Salary Less Than Rs 20000

Apply For Personal Loan